Joint-Stock Commercial Bank "Universal Bank" was founded in 2001 and today is an actively developing, universal bank with a wide range of services and a special attitude to each client. We are accessible and open to all clients.
The bank is active in both corporate and retail segments. Flexible tariffs, an individual approach to the specifics of the clients' business, the development of new modern banking products in accordance with the needs of the market, lead to a dynamic growth of the bank's financial indicators, allowing the bank to become even more successful.
Currently, the bank is at a new stage of development, which involves the use of advanced banking technologies, prompt response to changes in real demand for all types of banking products, expanding the range of services and improving customer service.
JSCB "Universal Bank" has 7 branches: in the Fergana region (Kokand, Fergana, Buvayda), in the Namangan region, in Tashkent and in the Zangiota region.
Our mission: To provide high-quality financial services based on impeccable client service and modern technologies. For us, not only each client is important, but also the opportunity to be a reliable partner for him.
In its development strategy, Universal Bank places great emphasis on providing quality financial services in branches and mini-banks, and also aims for a regional presence in all major cities and regional centers of Uzbekistan
The bank's client base is represented by industrial, trade, public catering enterprises, credit, financial and insurance companies and other business entities.
According to the report of the international rating company Fitch Ratings for 2021, the long-term issuer default rating was affirmed at the level of "B-" with a "Stable" outlook